Loan Programs
Straightforward Real Estate Lending, Tailored to Your Goals
Become a Spreo Borrower
Lending solutions beginning at $500K per project.
Multi Family & Commercial
Small balance commercial lending solutions for 5+ unit residential and industrial properties
Single Family
Lending Parameters:
- 1 to 4 Units
- up to 80% Loan-to-Cost
- 6 to 24 Month Term
- Interest Rates: starting at 9.00%
- Origination Fee: starting at 1.00%
- Recourse: Non-Recourse available on an exception basis
- Location: California




Multi Family & Commercial
Lending Parameters:
- 5+ Units, Mixed Use, Small Lot Subdivision, Industrial
- Up to 80% Loan-to-Cost
- 6 to 24 Month Term
- Interest Rates: starting at 9.00%
- Origination Fee: starting at 1.00%
- Recourse: Recourse & Non-Recourse Available
- Location: California