Got big plans for your next build? Spreo Capital has your financing covered, with Ground-Up Construction loans that offer competitive leverage, borrower-friendly terms, great leverage and low minimum FICO requirements.
Finance to 100% of vertical costs
Competitive terms and holistic underwriting
Purchase, refinance, & cashout options available
Get Reliable Ground-Up Construction Financing from Spreo Capital
Loans available on single-family and multi-family residential properties (non-owner occupied)
Rates from 8.99%
Up to 85% LTV
Finance up to 100% of vertical costs
Loans from $500,000 to $8,000,000
Low minimum FICO requirements
No income verification
12 to 24 month loan term
Tell us about your project and we’ll connect with the right funding solution.
Powered by a predictable draw process and upfront budget clarity.